Our Coverage Options for Small Businesses

At Toolz2Life, we offer a range of insurance products tailored to meet the unique needs of small businesses, including:

• General Liability Insurance: Protects your business from claims of bodily injury, property damage, and personal injury.

• Commercial Property Insurance: Covers damage to your business property caused by fire, theft, vandalism, and more.

• Business Owner’s Policy (BOP): A comprehensive package that combines liability and property insurance, ideal for small to mid-sized businesses.

• Commercial Auto Insurance: For businesses that rely on vehicles for deliveries, transportation, or other business operations.

• Workers’ Compensation Insurance: Required in most states, this covers medical expenses and lost wages for employees who are injured on the job.

• Professional Liability Insurance: Also known as Errors and Omissions (E&O) insurance, this covers your business if you’re sued for professional mistakes or negligence.

• Cyber Liability Insurance: Protects your business from the costs associated with data breaches or cyberattacks.